Re: [Re: [RE: [wg-c] Excellent suggestion from slashdot -- apparently]

[Richard <richsc@usa.net>]

Actually the idea of a registered logo/certificate is a wonderful concept, but
almost useless in reality. Anyone can copy a logo, and anyone can dummy up its
behavior. We've been down this road; even the ABA's own logo on its own
website differs from page to page. They tried hard on a logo, but the effort
has not caught on. Why? Liability and recognition. How's a consumer to know? 
Look for the union label?

So, while I certainly agree that a logo is a great idea, the reality is that
the DNS name is by far more recognized. It may not be how it was intended to
be used, but there it is. 

For the FDIC, and I think all banks globally, this isn't a problem right now.
The scams the SEC is fighting are not feasible with banks since there really
isn't any electronic money yet, and ACH transfers take time. 
However, when electronic money does happen, or ACH transfers become
instantaneous, then the problem will become acute. 

And while I know I'm a newcomer, neophyte AND rehash a bit, I also hope that
the veterans in this working group aren't fighting yesterday's battles. 


"William X. Walsh" <william@userfriendly.com> wrote:
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> On 31-Dec-1969 Richard wrote:
> > DoC's Becky Burr actually proposed that country code idea (banks.us) to me
as
> > an option, though it still seems ergonomicaly a bit cumbersome. The idea
for
> > the FDIC would be to have a controlled domain, the membership being
literally
> > restricted to those with a charter, which would be easy to remember and
> > verify. Certainly, a chartered TLD would fit that bill, though I wonder
if
> > unlimited TLDs could be another tower of babel. 
> 
> The DNS is the absolute worse way to promote this concept.  The much better
way
> of doing it is to have a licensed "FDIC Insured" graphic image, which is
linked
> to a database link on the FDIC website which can be used to verify the
status
> of the bank referenced on the website.  Much like what Verisign and Thawte
use
> for people with SSL Certs to link to on their sites, so that their clients
can
> verify that the SSL Cert was issued to the party they are doing business
with.
> 
> This is much more efficient, and much easier to setup, and even more
secure.
> 
> The DNS is not the end all answer for all things internet.  
> 
> - --
> William X. Walsh <william@userfriendly.com>
> http://userfriendly.com/
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